THE OPERATOR OF THIS WEB SITE IS NOT A LENDER OR DEBT SETTLEMENT COMPANY. We do not offer loans or settle debt. This Web Site does not constitute an offer or solicitation to lend. Fresh Start Financial is a lead generation company and services described on this site are performed by third-parties for whom Fresh Start Financial may be an independent selling organization or marketing services provider and may receive compensation for its services. Information contained on this site represent best-case scenarios as provided by certain third-party debt settlement companies. This Web Site does not constitute an offer or solicitation to lend or settle debt. This site allows you to submit the information you provide to a lender or debt settlement company. However, providing your information on this Web Site does not mean you will be approved by a lender or debt settlement company for a loan or settlement. Services may not be available to residents of certain states.